Rising Public Inquiries Signal Growing Role of Digital Assets in Everyday Finance

Questions about cryptocurrency are increasingly reaching Russia’s official pension system, highlighting how digital assets are entering mainstream financial thinking. Government call center data shows that citizens are now actively asking whether pensions can be paid in crypto, reflecting broader shifts in public awareness and adoption.

In 2025, Russia’s Social Fund handled approximately 37 million calls, mostly related to pensions, benefits, and family support programs. However, operators reported a noticeable rise in non-standard inquiries linked to cryptocurrency. Among the most frequent questions were whether state pensions could be distributed in digital assets and whether income from crypto mining affects benefit calculations.

Officials clarified that all pensions and social payments are issued exclusively in rubles, and that cryptocurrencies fall outside the Social Fund’s authority. They added that issues related to crypto income, reporting, and taxation are handled by the federal tax authorities.

The surge in public curiosity aligns with Russia’s rapid growth in crypto usage. Recent data shows Russia leading Europe in total cryptocurrency inflows, driven by rising institutional participation, large-value transfers, and accelerating DeFi adoption.

At the same time, policymakers are exploring controlled crypto access for retail investors, including investment caps and knowledge tests.The rise in pension-related crypto questions suggests that digital assets are no longer niche, but increasingly part of everyday financial expectations in Russia.

Disclaimer

This content is for informational purposes only and does not constitute financial, investment, or legal advice. Cryptocurrency trading involves risk and may result in financial loss.

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