Strategic acquisition aims to advance Ripple’s RLUSD integration in global payments
Ripple is expanding its footprint in the stablecoin sector with the acquisition of payments infrastructure firm Rail, marking a major move in its digital asset roadmap.
In a move to accelerate its stablecoin strategy, Ripple has agreed to acquire stablecoin payment firm Rail for $200 million, a deal expected to close in the fourth quarter of 2025. The acquisition supports Ripple’s continued push into tokenized payments following the recent launch of its RLUSD stablecoin.
“Stablecoins are quickly becoming a cornerstone of modern finance,” said Monica Long, President of Ripple. “With Rail, we are uniquely positioned to drive the next phase of innovation and adoption of stablecoins and blockchain in global payments.”
The acquisition gives Ripple access to Rail’s infrastructure and enterprise-grade stablecoin payment systems, which are already being utilized by select financial institutions and fintechs across various jurisdictions.
This strategic move follows reports that Ripple previously explored a much larger acquisition, offering $4 billion to $5 billion for major stablecoin issuer Circle. While that deal did not materialize, the Rail acquisition signals Ripple’s intent to grow organically and through strategic partnerships.
“With regulatory clarity improving and stablecoin use rising, Ripple is aligning its ecosystem to support real-world utility,” said a financial analyst tracking stablecoin adoption trends.
RLUSD, Ripple’s dollar-pegged digital asset, is designed for seamless cross-border payments and liquidity provisioning. By integrating Rail’s technology, Ripple aims to enhance RLUSD’s adoption in global remittance and enterprise use cases, particularly in emerging markets where demand for low-cost, fast-settlement stablecoin solutions is growing.
The stablecoin market has seen explosive growth, with institutional demand rising amid macroeconomic shifts and tighter monetary policy. This acquisition positions Ripple to compete more directly with other stablecoin leaders by focusing on infrastructure, compliance, and interoperability.
As the digital payments race intensifies, Ripple’s acquisition of Rail could serve as a catalyst for broader adoption of enterprise-grade stablecoin services—paving the way for RLUSD to become a key player in next-generation financial infrastructure.
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