Senate committees are preparing to revisit long-delayed digital asset legislation as Congress returns from recess.1
US lawmakers are expected to take a significant step on crypto regulation early next year, with Senate committees preparing to address a long-awaited digital asset market structure bill. After months of delays, January 2026 is shaping up to be a key moment for US crypto policy as Congress reconvenes and refocuses on regulatory priorities.
Senate Committees Prepare for Markup
Members of the Senate Banking Committee are expected to consider a markup of the Responsible Financial Innovation Act during the second week of January. The move would signal renewed momentum for legislation designed to clarify how digital assets are regulated in the US. The Senate Agriculture Committee is also reviewing its own version of the bill, a necessary step before any potential vote by the full Senate.
What the Market Structure Bill Aims to Do
The legislation builds on a framework already approved by the House of Representatives in mid-2025. It would grant the Commodity Futures Trading Commission expanded authority over digital asset markets while encouraging coordination with the Securities and Exchange Commission. Supporters argue this approach could reduce regulatory uncertainty and provide clearer compliance standards for the industry.
Despite progress, challenges persist. Concerns around decentralized finance, upcoming 2026 midterm election campaigning, and shifting Senate priorities could slow the bill’s path. The recent decision of a prominent crypto advocate in the Senate not to seek reelection may also affect long-term support.If lawmakers move forward in January, the markup could mark a turning point for US crypto regulation, setting the stage for clearer rules in 2026.
Disclaimer
This content is for informational purposes only and does not constitute financial, investment, or legal advice. Cryptocurrency trading involves risk and may result in financial loss.