A new national survey reveals that almost half of young Australians now view not investing in Bitcoin a decade ago as their biggest financial mistake—seeing crypto as a missed chance to bridge the property gap.



A recent survey shows that over 40% of Australian Millennials and Gen Z regret not investing in Bitcoin when it was priced around $400, seeing it as one of the biggest missed financial opportunities of the past decade. As property prices soar and home ownership becomes increasingly unreachable, many young Australians believe that cryptocurrency could have been their ticket to financial independence.



The research, conducted by YouGov on behalf of Australian crypto broker Swyftx, surveyed more than 3,000 respondents, revealing that nearly half of those under 35 regret missing out on Bitcoin’s meteoric rise. In 2015, Bitcoin traded between $172 and $465, and today it stands above $107,000—representing an astronomical 23,000% gain.

Housing unaffordability at this scale is something previous generations didn’t face, and crypto is seen as a way to get ahead,” a Swyftx spokesperson said.

A study of 3,009 people found 40% of under-35s regret not investing in crypto ten years ago

Australia ranks as the sixth most expensive property market in the world, making traditional asset accumulation difficult for younger buyers. Many respondents expressed that if they had invested in Bitcoin earlier, they could have achieved or advanced their home ownership goals years ago.

The study also found that 80% of Australians under 50 regret their investment decisions over the past decade, with missed opportunities in real estate, tech stocks, and crypto topping the list.

“Younger investors are increasingly drawn to high-beta assets like Bitcoin,” another analyst noted. “They view digital assets as both a hedge and a chance to outpace inflation and housing costs.”

Crypto flipping stocks as a preferred investment will likely depend on regulations.

Interestingly, the gap between crypto and stock market investors has halved since 2022, with data suggesting that within two years, Australians under 35 could be as likely to invest in Bitcoin as in shares—especially if regulatory clarity improves.



For many young Australians, missing out on Bitcoin’s early rise now represents more than lost profit—it symbolizes the widening economic divide between generations. With crypto adoption accelerating and regulatory frameworks taking shape, Gen Z and Millennials may yet reclaim their financial edge—this time, not by chasing property, but by embracing the digital asset revolution.

Disclaimer

This content is for informational purposes only and does not constitute financial, investment, or legal advice. Cryptocurrency trading involves risk and may result in financial loss.

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